FAQs

FAQ'S

FREQUENTLY ASKED PRODUCTS LIABILITY QUESTIONS


Cubbon & Associates Co., L.P.A., handles complex claims involving products liability. These claims seek to recover compensation for personal injury or death caused by a product. Products are any object that can be classified as personal property that is intended for commercial or personal use.

Many laws and legal theories regulate products liability claims. If you have been injured by a product, call our Toledo office at 419-243-7243 for the knowledgeable counsel you require.

  • What Is The Statute Of Limitations For Filing A Products Liability Claim?

    Generally, you have two years from the date of injury to file a claim. You should, however, discuss your specific situation with an attorney before determining the appropriate statute of limitations for your case.

  • Who Can Be Held Liable For A Product Injury?

    Product manufacturers and suppliers can be held liable. A manufacturer is anyone that designs, produces, creates, constructs or assembles a product. A supplier is anyone that sells, distributes, prepares, packages, labels or otherwise places the product in the stream of commerce.

  • If I Am Injured By A Product, Do I Have A Products Liability Claim?

    Not necessarily. Manufacturers are liable only for defects in their products. The mere fact that an accident and/or injury occurred is not enough to establish that the product was defective.

  • When Is A Manufacturer Liable For A Product Injury?

    For a manufacturer to be held liable, you must prove that the product was either:

    1. Defective in manufacture or construction
    2. Defective in design or formulation
    3. Defective due to inadequate warning or construction
  • How Do I Prove That The Product That Injured Me Was Defective?

    A product defect is usually proven through expert testimony. An expert can be anyone who is qualified to testify on a particular product's safety.

Contact Us For Thorough Legal Counsel

Cubbon & Associates Co., L.P.A., has protected Ohio families involved in personal injury cases since 1953. If you are seriously injured and have a complex products liability case, call our dedicated lawyers at 419-315-9908 to schedule a free case consultation. You can also contact us online.

INJURIES ON SOMEONE ELSE'S PROPERTY


Cubbon & Associates Co., L.P.A., handles claims involving general liability or negligence in all sorts of areas. We have successfully represented clients in the past on claims involving:

  • Slip-and-falls
  • Failure to provide security
  • Premises liability
  • Dog bite incidents
  • Worksite injuries
  • Falling objects
  • Assault
  • Many other areas of liability

If you have been injured by the negligence of another, call our Toledo office at 419-315-9908 to schedule a free initial case consultation with our attorneys.

  • What Is The Statute Of Limitations To Submit A Claim?

    The statute of limitations for most general liability claims is two years from the date of the incident. There are many exceptions, and in some cases, the statute of limitations is one year from the date of the incident. You should discuss your case with an attorney to determine the appropriate statute of limitations for your potential claim.

  • Can I Sue If I Fell At My Neighbor's House?

    Maybe. Many factors must be considered to determine liability, including:

    • How did the fall occur?
    • Was there a defect at your neighbor's home that caused the fall?
    • Was your neighbor aware of the problem?
    • Were you aware of the problem?
  • What Should I Do If I Get Hurt?

    First, get necessary medical attention. As soon as you are able, document what caused you to be injured. Take photographs if appropriate. Make simple notes, including witnesses' names, addresses, and telephone numbers.

Contact Our Experienced Lawyers To Discuss Your Case

If you were injured and have questions about Ohio's liability laws, call our experienced attorneys at 419-315-9908. You may also contact our firm online to schedule your free initial case consultation.

FREQUENTLY ASKED MEDICAL MALPRACTICE QUESTIONS


Cubbon & Associates Co., L.P.A., handles medical and other professional malpractice claims. People who are injured by the professional negligence of a physician, hospital, nursing home or another medical provider may have a claim for medical malpractice. While it is important to note that not every negative result from a medical procedure constitutes medical malpractice, we have the experience and ability to review cases and call in necessary experts to determine whether you may have a valid basis for pursuing a claim for medical malpractice.

We also represent individuals who have been seriously injured as the result of neglect and abuse in nursing homes and other residential care facilities. The claims that we handle typically result from inadequate staffing and supervision, failure to recognize critical medical needs and to provide appropriate medical treatment, and instances of physical abuse by staff or other residents. Common injuries include bedsores or decubitus ulcers, malnourishment and dehydration, conditions worsened by the failure to provide necessary medical treatment, fractures, and subdural hematomas and even death.

In addition, our lawyers handle other areas of professional negligence, including pharmaceutical and legal malpractice. If you feel that you have been wronged through the negligence of a professional, call our Toledo, Ohio, office at 419-315-9908 to schedule a free case evaluation.

  • What Is The Statute Of Limitations To File A Claim?

    Many factors must be considered in establishing the precise statute of limitations and it is far beyond the scope of this site to discuss all the issues involved. It is strongly recommended that you call us if you have a question about the statute of limitations for a potential medical or professional malpractice case. We can get the facts and provide you with the advice you seek.

  • My Surgery Did Not Turn Out Very Well. Do I Have A Case Against The Doctor?

    Without more information, it is impossible to answer your question. Malpractice litigation requires proof that your injuries resulted from a doctor departing from "accepted standards of medical care and treatment." Sometimes, a physician does everything right and the surgical result is still not good. Other times, a poor result is due to the physician's negligence. We are experienced in researching and evaluating medical malpractice cases.

  • If I Sue My Doctor, Will He Still Treat Me?

    It is unfair to ask your doctor to continue to treat you if you are suing him.

  • What Can I Do To Help With My Malpractice Case?

    Carefully and precisely document all that you can about your medical care and treatment. Jot down the names, addresses and telephone numbers of witnesses. Make a list of all the doctors, hospitals, therapists and other medical providers you have seen in the past five years and give that information to your attorneys. Also, seek necessary follow-up medical care and follow your (new) doctor's orders.

  • Can I Expect To Be Compensated Quickly?

    No. Medical and professional malpractice cases tend to be fought "long and hard." No professional likes to be sued and the tendency is to defend the case in every way possible. One needs to expect a long time (years) to pass from the actual malpractice to the date of compensation.

  • My Attorney Missed The Statute Of Limitations. Now, How Do I Get Compensated?

    This is a legal malpractice case. Your prior attorney is responsible for what you would have received had the statute of limitations not been missed.

  • What Constitutes Nursing Home Neglect?

    Under state and federal nursing home regulations, neglect is the failure to care for a person in a manner that avoids harm and unnecessary pain or the failure to respond to a situation that may be harmful. Neglect may result from intentional or unintentional conduct.

  • Are All Injuries In Nursing Homes The Result Of Neglect Or Abuse?

    No, many are not. To succeed with a claim, it must be demonstrated that the injury was preventable and that the facility failed to do what it could to prevent the injury. Unfortunately, many falls are simply not preventable.

  • What Is A Serious Injury?

    This is difficult to determine and will depend on individual circumstances. While we are most likely to undertake serious injuries that involve broken bones, long-standing pain, death, significant disability, surgery or substantial medical expense, we will give every call our careful consideration.

  • My Parent Has Passed Away. Can I Still Pursue A Claim That Arose Before Her Death?

    Yes. A claim can be brought through your parent's estate. If the death resulted from the negligence of a nursing home, your family may be able to assert a wrongful death claim as well.

Contact Us For Dedicated Legal Counsel

If you or a loved one has suffered from medical malpractice, call our dedicated legal team at 419-315-9908 to schedule a free case consultation. You may also contact us online.

FREQUENTLY ASKED MOTOR VEHICLE ACCIDENT QUESTIONS


Cubbon & Associates Co., L.P.A., represents individuals injured in serious motor vehicle accidents. These can include accidents involving cars, motorcycles, trucks, trains, bicycles, pedestrians and more. We can help you file claims against negligent drivers or your own insurance company if injuries are caused by an uninsured or underinsured driver. Below we compiled answers to frequently asked client questions to provide you with key information about motor vehicle accidents.

If you are involved in a motor vehicle accident, call our Toledo office at 419-315-9908 to schedule a free case consultation.

  • What can I recover if I'm injured in an accident?

    Your recovery depends upon the laws of the state where you were injured. In Ohio, an injured individual is entitled to recover the cost of medical bills, lost wages, compensation for permanent injuries and pain and suffering.

  • Should I take photographs?

    Take photographs of important facts relating to your claims such as property damage and visible injuries. If able, take photographs of the other cars involved and skid marks left on the road. This can help you prove your damages.

  • Should I allow the other driver's insurance company to take my recorded statement?

    No. The opposing insurer's only interest is to reduce the amount of money it will have to pay on this claim. Your recorded statement can be used against you when attempting to settle. Secure legal representation before you give any statements.

  • Should I sign any papers for the other driver's insurance company?

    No. Only sign papers when you fully understand their content and how they may be used. Providing the other driver's insurance company with medical authorization allows it to obtain any of your medical records (even those not related to the accident) and to speak with your doctors.

  • The accident was not my fault. Why should my health insurer pay the bills?

    If you have health insurance, use this to pay your medical bills. In most circumstances, it takes some time to settle an injury claim. Unless you use your health insurance or your own funds, the medical bills will not be paid and your credit may be damaged. Once your claim is resolved, your health insurer will be reimbursed, if required.

Contact Us For Knowledgeable Support

If you are involved in a motor vehicle accident, you require knowledgeable legal support to help you recover just compensation. Call our experienced legal team at 419-315-9908, or contact us online to schedule your free initial case evaluation.

CAN I SUE MY INSURANCE COMPANY FOR BAD FAITH?


Cubbon & Associates Co., L.P.A., represents individuals making claims against their own insurance companies. When insurance companies fail to follow the rules, there may be a claim for bad faith. When an insurance agent fails to provide necessary coverage, an errors and omissions claim may be presented.

Are you considering making a claim against your insurance company? Call our experienced attorneys at 419-315-9908 to discuss your options during a free case evaluation.

Experience Standing Up To Insurance Providers

We have experience bringing claims for clients whose own insurance companies have failed to pay some or all of the benefits to which they are entitled pursuant to their policy. This would include claims such as the following:

  • Refusal to pay life insurance proceeds
  • Refusal to pay fire loss benefits after an insured has experienced a fire at his or her home or business
  • Health insurance carriers' refusal to authorize or pay for necessary medical treatment
  • Refusal to pay automobile insurance proceeds, including medical payments, uninsured motorist payments, underinsured motorist payments and the like
  • Denial of benefits or representation due to alleged noncompliance with policy provisions relating to an automobile or general liability matter

In some instances, Cubbon & Associates has been successful in obtaining rewards of punitive damages against a client's insurance company for failing to provide payment as required. This may include the tort of bad faith representation.

  • How Much Auto Insurance Do I Need To Have?

    In Ohio, minimum limits for liability insurance are $12,500/$25,000 and there is no requirement that uninsured motorist coverage is offered or purchased. In our opinion, the state law is woefully inadequate. It does not take much to cause a serious injury that far surpasses the state minimum limits. Also, even though our state requires insurance, many drive without it, making uninsured motorist coverage extremely important.

  • What Is Uninsured Motorist Coverage?

    This automobile insurance coverage is your protection from those who drive without insurance. If an uninsured driver injures you, your uninsured motorist coverage will compensate you as if the other driver did have insurance. There are rules and policy provisions to follow and it is strongly recommended that you are represented by counsel when making a claim for uninsured motorist coverage.

  • I Have Health Insurance, But The Other Driver Is At Fault. Why Should My Insurance Pay My Bills?

    The fastest way to have your accident-related medical expenses paid is by submitting them to your health insurance carrier. The carrier typically has an obligation to pay the bills. Your insurer will typically then seek reimbursement when your injury claim is resolved. This is called subrogation.

Contact Us For Qualified Counsel

If you are considering suing your insurance carrier for bad faith, you need a qualified legal team to guide you through the process. Call our Toledo office at 419-315-9908 to schedule a free case evaluation. You may also contact our proven trial lawyers online.

CAN I FILE A WRONGFUL DEATH LAWSUIT?


If you suddenly lose a loved one in an accident, you may experience grief, shock, and fear as you imagine life without their support. While it is impossible to put a value on a loved one's life, if he or she died due to another party's negligence or deliberate harm, you may be able to file a wrongful death claim. These lawsuits are intended to offer the deceased's family financial protection and damages for their emotional turmoil.

If you have lost a loved one and are considering a wrongful death claim, call our Toledo office at 419-315-9908 for a free case evaluation with our compassionate legal team. We can advise you honestly on whether you can claim compensation after your loved one's unexpected death.

  • Who Can File A Wrongful Death Claim?

    Wrongful death claims are intended to compensate the individuals most impacted by a loved one's death. When you file a wrongful death claim in Ohio, you act as a "personal representative" of the deceased's estate. In most cases, this is a next-of-kin family member who is financially harmed by the death, including a spouse, children or parents. More distant relatives such as grandparents or cousins may be able to file a claim if they are able to prove tangible harm, but it is not as likely.

  • What Can You Collect In Damages?

    You may be able to collect compensation for a range of losses, including:

    • Income
    • Medical bills
    • Funeral expenses
    • Companionship
    • Inheritance
    • Mental anguish

    Cubbon & Associates Co., L.P.A., has helped Ohio families file wrongful death claims since 1953. Our experienced attorneys can evaluate your individual circumstances and create a plan for maximum compensation.

Contact Us For Strong Legal Advocacy

If you lose a loved one, you need a strong legal advocate to protect your family. Call our knowledgeable lawyers at 419-315-9908 to schedule a free case consultation and to evaluate your options. You may also contact us online.

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